Comprehensive Medical Coverage
Allianz Worldwide Care is your medical insurance since January 2011 . A customized Allianz plan has been designed for the employees of LVMH Asia Pacific. This plan offers comprehensive built-in medical cover for:
- Inpatient Treatment (hospitalization)
- Outpatient Treatment (medical practitioner & specialist consultation, prescribed medicine)
- Chronic Condition
- Emergency Evacuation and Repatriation
- Maternity Cover (except for Silver Plan members)
- Dental Cover
For a complete detail of the plan coverage, please check your respective Table of Benefits.
Cover for Pre-existing Conditions & No Waiting Period
Pre-existing conditions are generally covered within the limits of your plan.
Pre-existing conditions are medical conditions or any related conditions, for which symptoms have been displayed at some point during your lifetime, irrespective of whether any medical treatment or advice was sought.
The plan has also been set up with no waiting period. This means that insured employees and dependants of LVMH Asia Pacific are entitled to cover for particular benefits without having to fulfill a waiting period.
Full Cover on Chronic Conditions
Chronic Conditions are covered within the terms of your policy. A Chronic condition is defined as a sickness, illness, disease or injury which has one or more of the following characteristics:
- Is recurrent in nature
- Is without a known, generally recognized cure
- Is not generally deemed to respond well to treatment
- Requires palliative treatment
- Requires prolonged supervision or monitoring
- Leads to permanent disability